Compliance & Regulatory

Regulatory Compliance Overview

J.S. Financial Capital Advisory maintains the highest standards of regulatory compliance across all jurisdictions where we operate. Our comprehensive compliance program ensures adherence to international financial regulations, anti-money laundering (AML) requirements, and know-your-customer (KYC) protocols.

We are committed to conducting business with integrity, transparency, and in full compliance with applicable laws and regulations in Switzerland, Singapore, United Arab Emirates, and the Netherlands.

Regulatory Authorizations

Anti-Money Laundering & KYC

Know Your Customer (KYC)

Our comprehensive KYC procedures include:

• Identity verification through government-issued documents
• Proof of address and residence verification
• Source of funds and wealth documentation
• Enhanced due diligence for high-risk clients
• Ongoing monitoring and periodic reviews
• Politically Exposed Persons (PEP) screening
• Sanctions and watchlist screening

Anti-Money Laundering (AML)

Our AML program encompasses:

• Risk-based approach to client onboarding
• Transaction monitoring and suspicious activity detection
• Regular AML training for all staff members
• Independent AML audits and assessments
• Suspicious Activity Reports (SARs) filing
• Currency Transaction Reports (CTRs) where required
• Cooperation with law enforcement and regulatory authorities

Cryptocurrency & Digital Asset Compliance

Our cryptocurrency OTC trading operations maintain strict compliance with:

• FATF Travel Rule requirements for virtual asset transfers
• Blockchain analytics and transaction monitoring
• Wallet address verification and screening
• Source of cryptocurrency verification
• Exchange and counterparty due diligence
• Cold storage and custody compliance
• Tax reporting requirements across jurisdictions

Data Protection & Privacy Compliance

Our data protection compliance framework includes:

• GDPR compliance for European clients
• Data Protection Officer (DPO) appointment
• Privacy Impact Assessments (PIAs)
• Data breach notification procedures
• Cross-border data transfer mechanisms
• Client consent and rights management
• Regular privacy audits and reviews

Market Conduct & Ethics

Code of Conduct

Our employees and representatives adhere to:

• Fiduciary duty to act in clients' best interests
• Prohibition of insider trading and market manipulation
• Conflict of interest disclosure and management
• Fair and transparent pricing practices
• Accurate and non-misleading communications
• Confidentiality and information barriers

Best Execution

We maintain policies to ensure best execution for client transactions, considering factors such as price, speed, likelihood of execution, and overall costs.

Risk Management Framework

Our comprehensive risk management includes:

Reporting & Transparency

Regulatory Reporting

We maintain comprehensive reporting to regulatory authorities including:

• Transaction reporting under MiFID II/MiFIR
• Large trader and position reporting
• Suspicious transaction reports
• Annual compliance certifications
• Prudential and financial reporting

Client Reporting

Clients receive regular reports including:

• Account statements and transaction confirmations
• Performance reports and benchmarking
• Fee and expense disclosures
• Tax documentation and reporting
• Risk and exposure reports

Complaints Handling

We maintain a formal complaints procedure to ensure fair and timely resolution:

• Written acknowledgment within 48 hours
• Investigation by independent compliance team
• Resolution target within 30 days
• Escalation to senior management if needed
• Right to refer to financial ombudsman or arbitration

Compliance Training & Culture

We foster a culture of compliance through:

• Mandatory annual compliance training for all staff
• Specialized training for high-risk functions
• Regular updates on regulatory changes
• Compliance certifications and testing
• Whistleblower protection program
• Tone from the top leadership commitment

Compliance Contact

For compliance-related inquiries or concerns:

All compliance matters are handled with strict confidentiality and in accordance with applicable whistleblower protection laws.