Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Client," "you," or "your") and J.S. Financial Capital Advisory ("Company," "we," "us," or "our"), governing your use of our financial advisory, brokerage, and related services.

By engaging our services, accessing our website, or entering into any transaction with us, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Description of Services

J.S. Financial Capital Advisory provides the following services:

• Cryptocurrency OTC (Over-The-Counter) trading and brokerage
• Wealth management and financial planning
• Investment advisory and portfolio management
• Private investment opportunities and deal structuring
• Cross-border transaction facilitation
• Strategic financial consulting

Services are provided on a non-exclusive basis and subject to availability, market conditions, and regulatory requirements in relevant jurisdictions.

3. Eligibility and Account Requirements

3.1 Eligibility Criteria

To use our services, you must:

• Be at least 18 years of age or the legal age of majority in your jurisdiction
• Have full legal capacity to enter into binding contracts
• Not be prohibited from using our services under applicable laws
• Meet our minimum investment or net worth requirements
• Complete all required KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures

3.2 Account Information

You agree to provide accurate, current, and complete information during registration and maintain the accuracy of such information. You are responsible for all activities under your account and must immediately notify us of any unauthorized use.

4. Client Obligations and Representations

As our client, you represent and warrant that:

• All funds and assets are legally obtained and owned by you
• You will comply with all applicable laws and regulations
• Information provided to us is true, accurate, and complete
• You will promptly notify us of any material changes to your financial situation
• You understand the risks associated with financial investments and cryptocurrency trading
• You will not use our services for illegal activities, money laundering, or terrorist financing
• You will maintain confidentiality of account credentials and security measures

5. Fees and Payment Terms

5.1 Fee Structure

Our fees may include:

• Advisory fees (fixed, hourly, or asset-based)
• Transaction and brokerage commissions
• Performance-based fees (where permitted)
• Custody and administrative fees
• Third-party costs and expenses

5.2 Payment Terms

Fees are disclosed in advance through our fee schedule or service agreement. Payment is due upon receipt of invoice unless otherwise agreed. Late payments may incur interest at the maximum rate permitted by law.

6. Risk Disclosure

Specific risks include but are not limited to:

• Market volatility and price fluctuations
• Liquidity constraints in certain investments
• Regulatory changes affecting asset values
• Cryptocurrency-specific risks (hacking, technical issues, regulatory uncertainty)
• Foreign exchange and cross-border transaction risks
• Counterparty and credit risks
• Geopolitical and economic factors

7. Confidentiality

Both parties agree to maintain strict confidentiality regarding:

• Financial information and investment strategies
• Transaction details and pricing
• Business methods and proprietary information
• Personal and corporate identities (unless disclosure is required by law)

This confidentiality obligation survives termination of our relationship for a period of five (5) years, except for information that must be retained longer under applicable laws.

8. Intellectual Property

All content, materials, and intellectual property provided by J.S. Financial Capital Advisory, including but not limited to:

• Research reports and market analysis
• Investment strategies and methodologies
• Software, tools, and platforms
• Trademarks, logos, and branding
• Website content and design

remain our exclusive property. You may not reproduce, distribute, or create derivative works without our prior written consent.

9. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for indirect, incidental, special, or consequential damages
• Our total liability shall not exceed the fees paid by you in the twelve months preceding the claim
• We are not responsible for delays or failures due to circumstances beyond our reasonable control
• We do not guarantee specific investment returns or outcomes

These limitations apply regardless of the legal theory upon which the claim is based, except where prohibited by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless J.S. Financial Capital Advisory, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your breach of these Terms
• Violation of applicable laws or regulations
• Misrepresentation of facts or circumstances
• Unauthorized use of your account
• Your investment decisions and trading activities

11. Termination

11.1 Termination by Either Party

Either party may terminate the service relationship with 30 days written notice, unless otherwise specified in a separate agreement.

11.2 Immediate Termination

We may terminate services immediately if:

• You breach these Terms or any applicable laws
• We are required to do so by law or regulatory authorities
• Continued service would pose legal or reputational risk
• You fail to pay fees when due

11.3 Effect of Termination

Upon termination, all outstanding fees become immediately due. We will return your assets per your instructions, subject to any legal holds or obligations.

12. Dispute Resolution

12.1 Negotiation

Parties shall first attempt to resolve disputes through good faith negotiation.

12.2 Arbitration

If negotiation fails, disputes shall be resolved through binding arbitration under the Swiss Rules of International Arbitration. The arbitration shall be conducted in Zurich, Switzerland, in English.

12.3 Exceptions

Either party may seek injunctive relief in courts for intellectual property violations or breaches of confidentiality.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of Switzerland, without regard to conflict of law principles. For services provided in other jurisdictions, local laws may apply to specific aspects of our relationship.

14. General Provisions

14.1 Entire Agreement

These Terms, together with our Privacy Policy and any separate agreements, constitute the entire agreement between parties.

14.2 Amendments

We may modify these Terms with 30 days notice. Continued use of services after modifications constitutes acceptance.

14.3 Severability

If any provision is deemed invalid, the remaining provisions shall continue in full effect.

14.4 Assignment

You may not assign these Terms without our written consent. We may assign our rights and obligations to affiliates or successors.

15. Contact Information

For questions about these Terms of Service, please contact: